About Modern Cents
Thanks for stopping by!
One of the biggest gaps in the traditional financial system is the ability of the everyday Canadian to receive professional, qualified and truly unbiased financial advice. Historically, advice has been linked to a product sale, a commission or a fee-based investment management relationship. After spending 20 years in the industry, we have seen many people are feeling uncomfortable and unsure about their financial futures.
How do you know if the advice you're getting is truly in
your best interests?
Modern Cents was created with a mission to provide an accessible financial planning service for those looking for unbiased guidance outside of a traditional advisory or bank-linked relationship. We hope that the value you attain from working with us gives you peace of mind and confidence on your long-term financial journey.
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Meet The Team
A qualified planner is essential for ensuring successful outcomes in any project. With various designations that reflect our expertise, we demonstrate our commitment to excellence and professionalism. These qualifications not only enhance our skills but also provide confidence to our clients, knowing they are in capable hands. Trust in our experience and credentials to bring your visions to life.
So what do all your designation acronyms mean, anyways?
Great question! We often get confused by each industry's ABC soups. Click on any of the designations below to learn more about our education and professional credentials.
CFP - Certified Financial Planner
PFP - Personal Financial Planner
CRPC - Chartered Retirement Planning Counselor (US)
CCS - Certified Cash Flow Specialist
CLU - Chartered Life Underwriter
CHS - Certified Health Insurance Specialist
Click on each photo below to read a bit more about us!
Andrea Thompson
CFP, CRPC (US), CLU, CHS, CCS
Founder & Certified FInancial Planner
Cross Border, Investment Planning, Retirement Decumulation Planning
Specialties:
Justine Kelly
PFP
Personal Financial Planner
Retirement Decumulation Planning
Specialties:
Jason Keenan
Workflow Automation Architect
Certified monday.com Partner
Workflow automation
Specialties:
Vikki Brown
CFP, CRPC (US), CCS
Certified Financial Planner
Cross Border, Retirement Decumulation Planning, Millennials
Specialties:
Shay Steacy
CFP, CCS
Certified Financial Planner
Cash Flow Planning, Small Business Planning, Modular Retirement Planning
Specialties:
Testimonials
Adrian B, Toronto
Consultation: Comprehensive
"From the get-go working with Andrea has been an absolute pleasure. Not only is she extremely well versed in complicated financial topics, but she also brings a tremendous amount of experience to the table. After our introductory session, it was clear to me that the subscription-based service fit with my requirements, and we immediately got to work. Andrea really took the time to understand my financial situation, using tools to guide our discussion but not overwhelm them. For topics I did not understand, Andrea provided excellent examples and educational resources. Meetings were efficient and scheduling was a breeze. Within a short period of time, we were able to establish a plan that was right for me."