Retirement Planning

The Quick Retirement Checkup​

$950 + applicable tax, due upon commencement of engagement

​

Let us help build your retirement plan! 

​

It's simple - you input your data into our financial planning platform (no statements or uploads necessary!) and we will create a baseline retirement scenario for you for us to review together.

​

The Quick Retirement Checkup is a working session; we will review your retirement decumulation plan on our retirement planning platform, Planworth, and build & review it together on the call. You have two months after the date of engagement to book your retirement consultation call with your Modern Cents planner.

​

The Retirement Consult includes 2-3 hours of prep time before the meeting as we review your plan. We use read.ai to record our session, and you’ll receive a copy of the meeting notes and transcript afterwards, as well as a full summary retirement report from our discussion. You will also receive 3-5 key actions to help you optimize your retirement plan.

​

​Note: The Quick Retirement Checkup is for less complex situations, it is not meant for anyone with cross border complexities, rental property owners and/or incorporated business owners.  If this applies to you, please refer to our Comprehensive Retirement Planning service below.

​​

​

​

​

After our ​Quick Retirement Checkup engagement is complete, you can choose to retain access to your retirement planning portal!  For $10/month, you can keep engaging with your retirement plan, and should you wish to update or discuss your planning, engage with your financial planner at our hourly rate of $250 at your discretion.

​​

​

​

​

Comprehensive Retirement Planning

*Individuals: $2,900 + applicable tax

*Couples: $3,500 + applicable tax

Additional complexity (cross border, rental properties, corporations, etc.): $1,000+ additional cost

​​

For those looking for a more thorough look at their retirement finances, our comprehensive retirement planning may be ideal for you.  This engagement is 3 months in length, and includes:

​

• ​​A discovery call to understand your retirement objectives, and two meetings thereafter to review the details and recommendations made within your retirement plan
   

• Scenario planning:  We will look at up to 3 scenarios to ensure that your ‘what if’ paths are addressed appropriately.  You have access to these scenarios via our client portal, to play in 'Sandbox mode' with the baseline scenarios that we have created for you.
   

• "Live" planning:  We can make alterations to your planning parameters during our meetings, saving time and allowing you to see real time results of any adjustments made.
   

• Deliverables:  You will receive two reports: a full customized report with detailed recommendations, educational information on retirement planning and customized steps for your specific decumulation plan.  Additionally, a data drive report from our financial planning software, Planworth is provided, outlining all charts, graphs, projections and data.
   

​

*50% of our fees are due at the beginning of the engagement, and 50% at completion.

If the project extends beyond three months, an additional $250/month will be charged automatically until the engagement is completed.